For more information please contact Prof. dr. Bert D'Espallier, mail: email@example.com.
You can apply for this job no later than May 01, 2020 via the online application tool
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The financial and social potential of savings groups: a global analysis.
Savings groups (SGs) are informal banking systems found mostly in developing countries that allow members to access basic savings and credit services by conducting financial transactions among themselves. Around 20 persons typically form a group where they mobilize their own savings on a regular basis and distribute these as loans to selected members as decided by the group. Several of the major international development agencies are active in mobilizing savings groups as they have proven to be efficient systems for banking services while at the same time they serve as generators of social capital for the members. Groups are typically trained, supervised and monitored by a development actor for around one year after which they are graduated and left alone.
Research on Savings Groups is still in its infancy. In this PhD-project we leverage on a new global dataset to generate novel insights on the social and financial potential of SGs. We will design and conduct empirical analyses where the SG is the main unit of analysis treated as a micro-economic entity operating in a meso- and macro-institutional environment. Possible research questions relate to a. the intermediation model and dependency of the SG on the facilitating agency; b. social orientation and PLUS-activities conducted by the groups; c. income-generating/financial-value creating strategies of the groups; among others. Depending on data availability and academic contributions envisaged, we will also engage in theoretically-oriented research, qualitative in -depth research, and/or a simulation exercise.
Your job will consist of following activities:
We offer employment as a full-time doctoral researcher starting between September 1st 2020 and November 1st 2020 for a period of 4 years pending positive yearly evaluations.